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      <image:caption>Bei einer Anmeldung bei InvestingPro über meinen Affiliate Link sicherst du dir immer 15 % Rabatt (auch bei Sales!). Bis zum 22.12.2025 gibt es so in Summe über 70 % Rabatt für dich beim stärksten Aktienscreener am Markt.</image:caption>
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    <loc>https://www.makefinance.net/journal/dividenden-aktien-fuer-einsteiger</loc>
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    <lastmod>2025-11-19</lastmod>
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    <lastmod>2025-10-13</lastmod>
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    <lastmod>2025-10-10</lastmod>
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    <loc>https://www.makefinance.net/journal/monatliches-passives-einkommen-so-wrde-ich-in-2025-mit-p2p-investments-starten</loc>
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    <lastmod>2025-09-21</lastmod>
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    <loc>https://www.makefinance.net/journal/ist-eine-aktien-watchlist-amp-aktien-shortlist-sinnvoll</loc>
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    <lastmod>2025-09-15</lastmod>
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      <image:caption>Ausschnitt meiner Aktien Watchlist</image:caption>
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    <loc>https://www.makefinance.net/journal/immobilien-sektorbersicht-kw-31-2025-3-gnstige-aktien-aus-dem-immobilienbereich</loc>
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    <lastmod>2025-07-31</lastmod>
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      <image:caption>günstige Sektoren im Immobilienbereich</image:caption>
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      <image:title>Journal/Blog - Immobilien Sektorübersicht KW 31 2025 - 3 günstige Aktien aus dem Immobilienbereich - Mach es besonders</image:title>
      <image:caption>Spare 15 % mit meinem Link bei InvestingPro</image:caption>
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    <lastmod>2025-07-30</lastmod>
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      <image:title>Journal/Blog - Branchenübersicht KW 31 2025 - Auf diese Branchen lohnt sich ein genauer Blick - Mach es besonders</image:title>
      <image:caption>Branchenübersicht vom 29.07.2025</image:caption>
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  <url>
    <loc>https://www.makefinance.net/journal/branchenbersicht-kw-29-2025</loc>
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    <priority>0.5</priority>
    <lastmod>2025-07-17</lastmod>
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      <image:title>Journal/Blog - Branchenübersicht KW 29 - 2025 - Mach es besonders</image:title>
      <image:caption>Branchenübersicht KW 29 2025</image:caption>
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    <lastmod>2025-02-05</lastmod>
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      <image:title>Journal/Blog - So holst du dir die Quellensteuer aus Schweden zurück - Mach es besonders</image:title>
      <image:caption>Schritt für Schritt Anleitung zur Rückholung der zu viel gezahlten schwedischen</image:caption>
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      <image:title>Journal/Blog - So holst du dir die Quellensteuer aus Schweden zurück - Mach es besonders</image:title>
      <image:caption>Download des SKV 3740 Formular von der Homepage der schwedischen Steuerbehörde Skatteverket</image:caption>
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      <image:title>Journal/Blog - So holst du dir die Quellensteuer aus Schweden zurück - Mach es besonders</image:title>
      <image:caption>Muster ausgefüllt Seite 1 vom SKV 3740 Formular</image:caption>
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      <image:title>Journal/Blog - So holst du dir die Quellensteuer aus Schweden zurück - Mach es besonders</image:title>
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      <image:title>Journal/Blog - So holst du dir die Quellensteuer aus Schweden zurück - Mach es besonders</image:title>
      <image:caption>Mailtext zur Rückforderung der schwedischen Quellensteuer</image:caption>
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    <lastmod>2025-02-01</lastmod>
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      <image:title>Journal/Blog - Quellensteuer aus Österreich zurückfordern - So einfach geht es - Mach es besonders</image:title>
      <image:caption>Seite 1 von 2</image:caption>
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      <image:title>Journal/Blog - Quellensteuer aus Österreich zurückfordern - So einfach geht es - Mach es besonders</image:title>
      <image:caption>Seite 2 von 2</image:caption>
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      <image:title>Journal/Blog - Quellensteuer aus Österreich zurückfordern - So einfach geht es - Mach es besonders</image:title>
      <image:caption>Beispiel Nachricht über Elster an dein Finanzamt</image:caption>
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      <image:title>Journal/Blog - Quellensteuer aus Österreich zurückfordern - So einfach geht es - Mach es besonders</image:title>
      <image:caption>Seite 1 des ZS-RD-DIAG Formular</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/66853424960dc2276547e4d8/4ee74182-944c-433e-9bb5-e030c3ad8fda/002+Seite+2.png</image:loc>
      <image:title>Journal/Blog - Quellensteuer aus Österreich zurückfordern - So einfach geht es - Mach es besonders</image:title>
      <image:caption>Seite 2 des ZS-RD-DIAG Formular</image:caption>
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      <image:title>Journal/Blog - Quellensteuer aus Österreich zurückfordern - So einfach geht es - Mach es besonders</image:title>
      <image:caption>Seite 3 des ZS-RD-DIAG Formular</image:caption>
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      <image:title>Journal/Blog - Quellensteuer aus Österreich zurückfordern - So einfach geht es - Mach es besonders</image:title>
      <image:caption>Seite 4 des ZS-RD-DIAG Formular - Hier musst du dir genauen Daten heraus suchen</image:caption>
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      <image:title>Journal/Blog - Quellensteuer aus Österreich zurückfordern - So einfach geht es - Mach es besonders</image:title>
      <image:caption>Seite 5 Formularende und Erfolgreiche Vorausmeldung erledigt - Nun das ganze noch physisch per Post übersenden</image:caption>
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    <loc>https://www.makefinance.net/journal/viele-banken-haben-die-gebhren-fr-ihr-girokonto-und-kreditkarten-erhht-ich-zeige-dir-zwei-serise-kostenlose-alternativen-aus-deutschland</loc>
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    <lastmod>2024-09-18</lastmod>
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      <image:title>Journal/Blog - Viele Banken haben die Gebühren für Ihr Girokonto und Kreditkarten erhöht - Ich zeige dir zwei seriöse kostenlose Alternativen aus Deutschland - Mach es besonders</image:title>
      <image:caption>Vorteile und mögliche Nachteile beim Girokonto der DKB</image:caption>
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      <image:title>Journal/Blog - Viele Banken haben die Gebühren für Ihr Girokonto und Kreditkarten erhöht - Ich zeige dir zwei seriöse kostenlose Alternativen aus Deutschland - Mach es besonders</image:title>
      <image:caption>Bezahlst du noch Kontoführungsgebühren?</image:caption>
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    <loc>https://www.makefinance.net/journal/was-versteht-man-unter-faktor-investing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-19</lastmod>
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      <image:title>Journal/Blog - Was versteht man unter Faktor Investing? - Mach es besonders</image:title>
      <image:caption>Übersicht des Faktor Investing</image:caption>
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    <lastmod>2024-07-12</lastmod>
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      <image:title>Journal/Blog - So kannst du die Quellensteuer u.a. in Lettland reduzieren? - Mach es besonders</image:title>
      <image:caption>Seite 1 Ansässigkeitsbescheinigung</image:caption>
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      <image:title>Journal/Blog - So kannst du die Quellensteuer u.a. in Lettland reduzieren? - Mach es besonders</image:title>
      <image:caption>Seite 2 Ansässigkeitsbescheinigung</image:caption>
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